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Bodily injury liability is one of the most critical components of car liability insurance. It covers medical expenses, lost wages, and other related costs for individuals injured in an accident caused by the insured driver. The scope of bodily injury liability can vary depending on the policy limits set by the driver. These limits are typically expressed in three figures: per person, per accident, and total per year. For instance, a policy with limits of ,000 per person, ,000 per accident, and 0,000 total per year means that the insurer will pay up to ,000 for each person injured in an accident, up to a total of ,000 for all injured individuals in that accident, and up to 0,000 over the policy year.
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The design of the light cover also plays a role in its price. Standard designs are generally more affordable, while custom or designer options can be pricier. Customized covers that match specific car models or offer unique patterns and colors will typically cost more due to the additional manufacturing processes involved. If you're looking for a unique look that stands out from the crowd, custom designs may be worth the extra investment. However, if you prefer a more straightforward appearance, standard designs can provide a cost-effective solution.
To bridge this gap and ensure full protection while renting a car, many insurers offer specific add-ons tailored to rental situations. These add-ons can include extended collision damage waiver (ECDW), which covers repairs beyond what your personal collision policy would pay out up to a certain limit. Additionally, some policies offer roadside assistance and loss-of-use reimbursement if your rental car becomes unusable due to covered damages.
